Learn the Credit Facts
Credit History
Credit History
Your Own Financial Report Card
A credit history is a detailed record of your credit activity. It reflects your ability to handle credit and submit timely payments. Learn more about your credit history and how to keep it clean.
Consumers have the right to request a free credit report from each of the three major credit agencies every year. In compliance with the Fair Credit Reporting Act (FCRA), Equifax, Experian and TransUnion have set up a central website and a toll-free telephone number through which you can order your free annual report. To order, visit annualcreditreport.com or call (877) 322-8228.
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